Monday, February 13, 2012

The Complete Financial Plan

By Cheryl Sperling


Although personal finance covers a lot of varied money topics, like saving, budgeting, expenses, investment, insurance, and healthcare; it would boil down to these summarized concept below: If you plan for these eventualities NOW, then you could sleep peacefully at night that your life is in order. Don't wait for the perfect time to PLAN and EXECUTE your financial goals ... just start TODAY! 

                                                * Courtesy of IMG

Saturday, February 11, 2012

Today's Quote


"We are masters of our fate and captains of our souls."
~ Winston Churchill

Wednesday, February 8, 2012

What Is Your Financial Goal?

By Cheryl Sperling


Setting Your Personal Financial Goals.
All of us is different. We have our own priorities, our own wants and likes, our own circumstances, and our own preferences. That's why our personal financial goals could be different with another and our way of reaching those goals varies as well. With these in my mind, we have to set our goals based on how we want to achieve our goal or the style we will employ, as only through this that we will likely work on it and thus succeed in reaching that goal.


Factors To Consider.
1. What is your priority? 
First of all, you need to identify what is the most important thing

Monday, February 6, 2012

Winners are Planners

By Cheryl Sperling
I just want to share this with you ..."Winners Are Planners"   Bro. Bo Sanchez is one of my financial mentors. He is not only a charismatic preacher but he also teaches and shares his knowledge of how to be financially free and prosper in life, financially, spirituality, and physically. Read on ....Let's start planning and be winners in our life!





Think about it. Have you ever met anyone who planned to fail? Someone who wakes up in the morning and says, “Gosh, I really want to fail in life. I want to end up totally miserable. I want to end up divorced. I want to be hated by my family. I want to be broke forever and live in abject poverty. I w...

Is THIS Success?

By Rex Duenas

Every second someone around the world attempts suicide. One every 40 seconds succeed. - but is that success? The World Health Organization (WHO) estimates that every year, almost one million people die from suicide; a "global" mortality rate of 16 per 100,000, or one death every 40 seconds.

Suicide worldwide is estimated to represent 1.8% of the total global burden of disease in 1998, and 2.4% in countries with market and former socialist economies in 2020. Traditionally suicide rates have been highest among the male elderly, but rates among young people have been increasing, in both developed and developing countries. Mental disorders (particularly depression and alcohol use disorders) are a major risk factor for suicide. Suicide is complex with psychological, social, biological, cultural and environmental factors involved. But the cause is FAILURE!

Only a minority, of course, go to this extreme,

Saturday, February 4, 2012

An Inspirational Story!

Can we connect the DOTS in our life!!! Read on .... and be inspired!


Steve Jobs' 2005 Stanford Commencement Address
Drawing from some of the most pivotal points in his life, Steve Jobs, chief executive officer and co-founder of Apple Computer and of Pixar Animation Studios...

Thursday, February 2, 2012

5 Comeback Rules


By Cheryl Sperling


In life, we experience set backs, problems, and challenges which seems like giants that are so difficult to face ... and most times, we get discouraged and so down beaten that we just opt to give up and surrender. And we feel that we just failed in our endeavors and are failures in our life. But, hey, wait!! These are just temporary failures, if at all!! Here are some tips to overcome these negative feelings we have and start to turn ourselves around by using these tips to finally attain SUCCESS! " If you haven't failed, you will never succeed!" Good luck! 


This is an excerpt fromThe Inspiration By God Newsletter

"Today, I am going to reaffirm that do-overs are indeed possible, and when something in your life goes terribly wrong, it is possible to fix it.

The following are five rules that you can use to pick yourself up, get back in the game and make 2012 the best year of your life.

Here's your playbook for success!

Comeback Rule #1 - Refuse to Die

Those with the character to triumph in the end tend not to