Shall I Spend or Save?

By Cheryl Sperling

We are born with free will! We value our freedom to choose whatever we like! And the question is, shall I spend or shall I save? In this time of consumerism, we are bombarded with lots of ads on televisions, magazines, on the internet and even on our mobile phones, of new stuffs to buy and new gadgets being released. Our friends and acquaintances are donning the latest fashion and hairstyle and so we have to have it as well, yah? Well, its our choice! If we want to achieve financial security then we have to decide wisely. Its the peso you keep consistently that will make you wealthy! Shall you follow the road of the spenders or the road less traveled by the savers?

Here's a beautiful poem .... to help you make a choice!

"The Road Not Taken"

Two roads diverged in a yellow wood,
And sorry I could not travel both
And be one traveler, long I stood
And looked down one as far as I could
To where it bent in the undergrowth;

Then took the other, as just as fair,
And having perhaps the better claim,
Because it was grassy and wanted wear;
Though as for that the passing there
Had worn them really about the same,

And both that morning equally lay
In leaves no step had trodden black.
Oh, I kept the first for another day!
Yet knowing how way leads on to way,
I doubted if I should ever come back.

I shall be telling this with a sigh
Somewhere ages and ages hence:
Two roads diverged in a wood, and I --
I took the one less traveled by,
And that has made all the difference.

- Robert Frost, 1020